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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,183 | $125,797-50.6% | $170,043-63.4% | $75,173-17.3% |
| Participation rate | 93.5% | 83.6%+9.9pp | 87.0%+6.5pp | 67.2%+26.3pp |
| Annual return | 11.10% | 27.20%-16.1pp | 53.40%-42.3pp | 160.72%-149.6pp |
| Employer contribution / active EE | $2,248 | $4,616-51.3% | $6,790-66.9% | $2,671-15.8% |
| Participant deferral / active EE | $3,522 | $6,838-48.5% | $10,410-66.2% | $4,126-14.6% |
| Admin fee / account holder | $13,131 | $8,177+60.6% | $12,824+2.4% | $5,651+132.4% |