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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,654 | $138,385-48.9% | $184,243-61.7% | $80,925-12.7% |
| Participation rate | 93.8% | 83.9%+9.9pp | 86.8%+6.9pp | 67.7%+26.1pp |
| Annual return | 11.08% | 20.02%-8.9pp | 28.82%-17.7pp | 35.65%-24.6pp |
| Employer contribution / active EE | $2,374 | $4,851-51.1% | $6,427-63.1% | $2,756-13.9% |
| Participant deferral / active EE | $3,966 | $7,075-43.9% | $9,132-56.6% | $4,299-7.7% |
| Admin fee / account holder | $3,005 | $10,489-71.4% | $13,914-78.4% | $6,940-56.7% |