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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,286 | $146,267-45.8% | $197,124-59.8% | $82,448-3.8% |
| Participation rate | 96.1% | 84.0%+12.1pp | 86.7%+9.4pp | 68.1%+28.0pp |
| Annual return | 12.93% | 29.61%-16.7pp | 44.34%-31.4pp | 41.64%-28.7pp |
| Employer contribution / active EE | $3,563 | $4,723-24.6% | $6,227-42.8% | $2,551+39.7% |
| Participant deferral / active EE | $4,154 | $7,035-41.0% | $9,135-54.5% | $4,139+0.4% |
| Admin fee / account holder | $901 | $14,422-93.8% | $16,298-94.5% | $7,234-87.5% |