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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,153 | $107,809-80.4% | $97,032-78.2% | $155,188-86.4% |
| Participation rate | 0.0% | 75.5%-75.5pp | 71.6%-71.6pp | 80.8%-80.8pp |
| Annual return | 111.72% | 38.06%+73.7pp | 35.38%+76.3pp | 148.84%-37.1pp |
| Employer contribution / active EE | $4,276 | $2,911+46.9% | $2,629+62.6% | $4,248+0.7% |
| Participant deferral / active EE | $6,332 | $5,129+23.4% | $4,672+35.5% | $6,531-3.0% |
| Admin fee / account holder | $13,868 | $10,717+29.4% | $9,418+47.3% | $14,480-4.2% |