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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,153 | $99,053-78.6% | $88,179-76.0% | $138,895-84.8% |
| Participation rate | 0.0% | 74.2%-74.2pp | 69.1%-69.1pp | 79.9%-79.9pp |
| Annual return | 111.72% | 78.17%+33.6pp | 64.97%+46.8pp | 145.39%-33.7pp |
| Employer contribution / active EE | $4,276 | $2,882+48.3% | $2,549+67.7% | $4,194+1.9% |
| Participant deferral / active EE | $6,332 | $5,225+21.2% | $4,614+37.2% | $6,396-1.0% |
| Admin fee / account holder | $13,868 | $8,748+58.5% | $7,673+80.7% | $12,562+10.4% |