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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,153 | $97,125-78.2% | $86,233-75.5% | $137,256-84.6% |
| Participation rate | 0.0% | 74.2%-74.2pp | 69.0%-69.0pp | 80.0%-80.0pp |
| Annual return | 111.72% | 74.19%+37.5pp | 61.39%+50.3pp | 220.34%-108.6pp |
| Employer contribution / active EE | $4,276 | $2,841+50.5% | $2,504+70.7% | $4,156+2.9% |
| Participant deferral / active EE | $6,332 | $5,180+22.2% | $4,559+38.9% | $6,407-1.2% |
| Admin fee / account holder | $13,868 | $9,725+42.6% | $8,342+66.2% | $12,270+13.0% |