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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,148 | $95,453-78.9% | $112,040-82.0% | $82,448-75.6% |
| Participation rate | 76.9% | 72.8%+4.2pp | 76.5%+0.4pp | 68.1%+8.9pp |
| Annual return | 15.19% | 23.92%-8.7pp | 24.52%-9.3pp | 41.64%-26.4pp |
| Employer contribution / active EE | $897 | $2,318-61.3% | $2,954-69.6% | $2,551-64.8% |
| Participant deferral / active EE | $3,594 | $4,224-14.9% | $5,098-29.5% | $4,139-13.2% |
| Admin fee / account holder | $4,236 | $9,013-53.0% | $12,098-65.0% | $7,234-41.4% |