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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,375 | $86,938-80.0% | $102,423-83.0% | $80,925-78.5% |
| Participation rate | 75.0% | 72.4%+2.6pp | 76.5%-1.5pp | 67.7%+7.3pp |
| Annual return | 12.86% | 18.89%-6.0pp | 29.42%-16.6pp | 35.65%-22.8pp |
| Employer contribution / active EE | $1,027 | $2,369-56.7% | $3,023-66.0% | $2,756-62.8% |
| Participant deferral / active EE | $3,713 | $4,120-9.9% | $5,054-26.5% | $4,299-13.6% |
| Admin fee / account holder | $1,384 | $8,053-82.8% | $9,455-85.4% | $6,940-80.1% |