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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,910 | $99,053-88.0% | $88,179-86.5% | $138,895-91.4% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.1%-9.1pp | 79.9%-19.9pp |
| Annual return | 24.75% | 78.17%-53.4pp | 64.97%-40.2pp | 145.39%-120.6pp |
| Employer contribution / active EE | $819 | $2,882-71.6% | $2,549-67.9% | $4,194-80.5% |
| Participant deferral / active EE | $1,262 | $5,225-75.8% | $4,614-72.6% | $6,396-80.3% |
| Admin fee / account holder | $0 | $8,748-100.0% | $7,673-100.0% | $12,562-100.0% |