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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,151 | $99,995-89.8% | $85,063-88.1% | $145,978-93.0% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 17.85% | 83.99%-66.1pp | 66.54%-48.7pp | 550.52%-532.7pp |
| Employer contribution / active EE | $1,076 | $3,231-66.7% | $2,727-60.6% | $4,662-76.9% |
| Participant deferral / active EE | $1,547 | $5,295-70.8% | $4,523-65.8% | $6,690-76.9% |
| Admin fee / account holder | $247 | $7,255-96.6% | $6,155-96.0% | $13,400-98.2% |