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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,712 | $93,064-81.0% | $74,577-76.2% | $273,972-93.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | -9.39% | 26.18%-35.6pp | 20.47%-29.9pp | 41.46%-50.8pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,525-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,767 | $4,160-33.5% | $3,458-20.0% | $5,287-47.7% |
| Admin fee / account holder | $2,911 | $5,273-44.8% | $4,138-29.7% | $10,133-71.3% |