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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,018 | $96,419-66.8% | $80,648-60.3% | $139,487-77.0% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 14.26% | 1352.86%-1338.6pp | 937.21%-923.0pp | 373.84%-359.6pp |
| Employer contribution / active EE | $2,606 | $3,261-20.1% | $2,724-4.3% | $4,755-45.2% |
| Participant deferral / active EE | $3,449 | $5,225-34.0% | $4,443-22.4% | $6,713-48.6% |
| Admin fee / account holder | $1,356 | $6,605-79.5% | $5,382-74.8% | $11,407-88.1% |