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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,918 | $81,457-79.2% | $103,378-83.6% | $80,911-79.1% |
| Participation rate | 92.0% | 66.8%+25.2pp | 74.5%+17.5pp | 67.6%+24.4pp |
| Annual return | 32.68% | 25.58%+7.1pp | 24.91%+7.8pp | 35.63%-2.9pp |
| Employer contribution / active EE | $2,108 | $3,107-32.2% | $3,870-45.5% | $2,756-23.5% |
| Participant deferral / active EE | $4,205 | $3,871+8.6% | $5,058-16.9% | $4,297-2.1% |
| Admin fee / account holder | $1,065 | $6,717-84.1% | $8,401-87.3% | $6,935-84.6% |