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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,914 | $80,985-89.0% | $96,576-90.8% | $75,181-88.1% |
| Participation rate | 89.7% | 71.8%+17.9pp | 76.0%+13.7pp | 67.2%+22.5pp |
| Annual return | 133.06% | 27.05%+106.0pp | 25.87%+107.2pp | 160.69%-27.6pp |
| Employer contribution / active EE | $1,800 | $2,282-21.1% | $2,965-39.3% | $2,671-32.6% |
| Participant deferral / active EE | $3,415 | $3,929-13.1% | $4,851-29.6% | $4,126-17.2% |
| Admin fee / account holder | $994 | $6,719-85.2% | $8,253-88.0% | $5,650-82.4% |