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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,588 | $47,848-52.8% | $81,473-72.3% | $70,124-67.8% |
| Participation rate | 33.3% | 58.3%-24.9pp | 68.0%-34.6pp | 69.5%-36.2pp |
| Annual return | 15.36% | 27.25%-11.9pp | 38.78%-23.4pp | 73.14%-57.8pp |
| Employer contribution / active EE | $905 | $1,527-40.7% | $2,568-64.7% | $2,342-61.4% |
| Participant deferral / active EE | $1,824 | $2,453-25.6% | $3,537-48.4% | $3,332-45.3% |
| Admin fee / account holder | $136 | $3,145-95.7% | $4,561-97.0% | $4,645-97.1% |