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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,608 | $43,075-54.5% | $74,577-73.7% | $62,881-68.8% |
| Participation rate | 13.4% | 58.1%-44.6pp | 68.1%-54.7pp | 69.3%-55.9pp |
| Annual return | 6.26% | 17.50%-11.2pp | 20.47%-14.2pp | 20.14%-13.9pp |
| Employer contribution / active EE | $448 | $1,498-70.1% | $2,525-82.3% | $2,281-80.4% |
| Participant deferral / active EE | $720 | $2,389-69.9% | $3,458-79.2% | $3,203-77.5% |
| Admin fee / account holder | $151 | $2,840-94.7% | $4,138-96.4% | $4,296-96.5% |