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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,193 | $107,809-56.2% | $97,032-51.4% | $155,188-69.6% |
| Participation rate | 40.0% | 75.5%-35.5pp | 71.6%-31.6pp | 80.8%-40.8pp |
| Annual return | 18.75% | 38.06%-19.3pp | 35.38%-16.6pp | 148.84%-130.1pp |
| Employer contribution / active EE | $1,856 | $2,911-36.2% | $2,629-29.4% | $4,248-56.3% |
| Participant deferral / active EE | $3,167 | $5,129-38.3% | $4,672-32.2% | $6,531-51.5% |
| Admin fee / account holder | $308 | $10,717-97.1% | $9,418-96.7% | $14,480-97.9% |