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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,193 | $108,882-56.7% | $96,754-51.2% | $154,746-69.5% |
| Participation rate | 40.0% | 75.1%-35.1pp | 70.3%-30.3pp | 80.7%-40.7pp |
| Annual return | 18.75% | 98.39%-79.6pp | 82.04%-63.3pp | 172.34%-153.6pp |
| Employer contribution / active EE | $1,856 | $3,018-38.5% | $2,679-30.7% | $4,379-57.6% |
| Participant deferral / active EE | $3,167 | $5,323-40.5% | $4,758-33.4% | $6,730-52.9% |
| Admin fee / account holder | $308 | $10,200-97.0% | $8,905-96.5% | $14,365-97.9% |