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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,564 | $100,895-23.1% | $90,430-14.2% | $158,950-51.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 19.92% | 1725.54%-1705.6pp | 1293.73%-1273.8pp | 302.91%-283.0pp |
| Employer contribution / active EE | $2,493 | $3,689-32.4% | $3,262-23.6% | $4,762-47.6% |
| Participant deferral / active EE | $11,255 | $4,347+158.9% | $3,963+184.0% | $5,983+88.1% |
| Admin fee / account holder | $8,409 | $6,505+29.3% | $5,613+49.8% | $11,248-25.2% |