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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,382 | $99,031-43.1% | $86,597-34.9% | $147,585-61.8% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 20.08% | 1312.56%-1292.5pp | 964.96%-944.9pp | 578.57%-558.5pp |
| Employer contribution / active EE | $2,546 | $3,132-18.7% | $2,840-10.3% | $4,876-47.8% |
| Participant deferral / active EE | $12,525 | $3,972+215.3% | $3,609+247.1% | $5,439+130.3% |
| Admin fee / account holder | $5,045 | $5,711-11.7% | $4,906+2.8% | $10,885-53.7% |