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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,534 | $127,387+9.5% | $115,038+21.3% | $125,389+11.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.33% | 31.28%-32.6pp | 26.14%-27.5pp | 282.24%-283.6pp |
| Employer contribution / active EE | $4,021 | $5,166-22.2% | $4,608-12.7% | $4,866-17.4% |
| Participant deferral / active EE | $7,838 | $6,423+22.0% | $6,026+30.1% | $5,352+46.5% |
| Admin fee / account holder | $314 | $9,516-96.7% | $8,175-96.2% | $9,541-96.7% |