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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,575 | $157,304-18.3% | $141,197-8.9% | $152,909-15.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.50% | 64.34%-45.8pp | 71.41%-52.9pp | 345.46%-327.0pp |
| Employer contribution / active EE | $9,319 | $5,263+77.1% | $4,736+96.8% | $4,764+95.6% |
| Participant deferral / active EE | $7,058 | $7,111-0.7% | $6,710+5.2% | $5,851+20.6% |
| Admin fee / account holder | $592 | $12,126-95.1% | $10,265-94.2% | $11,601-94.9% |