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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,109 | $160,070+29.4% | $147,117+40.8% | $145,897+42.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.03% | 98.69%-85.7pp | 420.54%-407.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,366 | $5,285-55.2% | $4,932-52.0% | $4,663-49.3% |
| Participant deferral / active EE | $12,346 | $8,419+46.6% | $8,065+53.1% | $6,689+84.6% |
| Admin fee / account holder | $2,050 | $15,035-86.4% | $12,993-84.2% | $13,390-84.7% |