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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,182 | $160,040-43.7% | $147,096-38.7% | $145,877-38.2% |
| Participation rate | 70.6% | 84.0%-13.4pp | 82.2%-11.6pp | 80.3%-9.7pp |
| Annual return | 6.81% | 98.49%-91.7pp | 419.75%-412.9pp | 551.28%-544.5pp |
| Employer contribution / active EE | $192 | $5,289-96.4% | $4,936-96.1% | $4,663-95.9% |
| Participant deferral / active EE | $5,735 | $8,429-32.0% | $8,071-28.9% | $6,691-14.3% |
| Admin fee / account holder | $54,037 | $15,050+259.1% | $13,005+315.5% | $13,402+303.2% |