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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,069 | $89,367-7.0% | $141,191-41.2% | $72,975+13.8% |
| Participation rate | 71.4% | 75.1%-3.7pp | 82.5%-11.0pp | 69.5%+1.9pp |
| Annual return | 14.85% | 111.87%-97.0pp | 71.41%-56.6pp | 81.01%-66.2pp |
| Employer contribution / active EE | $1,991 | $3,115-36.1% | $4,736-58.0% | $2,440-18.4% |
| Participant deferral / active EE | $5,919 | $5,419+9.2% | $6,710-11.8% | $3,608+64.1% |
| Admin fee / account holder | $426 | $5,957-92.8% | $10,264-95.8% | $5,124-91.7% |