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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,134 | $92,219+94.2% | $76,766+133.3% | $135,382+32.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -3.33% | 5.46%-8.8pp | 2.43%-5.8pp | 519.77%-523.1pp |
| Employer contribution / active EE | $23,186 | $3,216+621.0% | $2,485+833.0% | $4,779+385.2% |
| Participant deferral / active EE | $15,409 | $4,508+241.8% | $3,851+300.1% | $5,609+174.7% |
| Admin fee / account holder | $1,958 | $10,749-81.8% | $6,675-70.7% | $10,829-81.9% |