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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,401 | $98,240+50.0% | $82,312+79.1% | $147,586-0.1% |
| Participation rate | 75.0% | 79.7%-4.7pp | 76.9%-1.9pp | 82.8%-7.8pp |
| Annual return | 9.21% | 30.85%-21.6pp | 25.88%-16.7pp | 578.59%-569.4pp |
| Employer contribution / active EE | $21,320 | $3,192+568.0% | $2,428+778.0% | $4,876+337.2% |
| Participant deferral / active EE | $14,702 | $4,383+235.4% | $3,706+296.7% | $5,439+170.3% |
| Admin fee / account holder | $27,399 | $8,563+220.0% | $5,608+388.6% | $10,886+151.7% |