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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $73,541 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $10,475 |
Filed as: CHARLES SCHWAB & CO INC. AND AFFILI Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,783 | $111,608+3.7% | $177,827-34.9% | $73,412+57.7% |
| Participation rate | 88.7% | 87.9%+0.9pp | 87.7%+1.0pp | 72.2%+16.6pp |
| Annual return | 25.36% | 18.23%+7.1pp | 48.32%-23.0pp | 59.30%-33.9pp |
| Employer contribution / active EE | $2,880 | $3,796-24.1% | $5,918-51.3% | $2,234+28.9% |
| Participant deferral / active EE | $13,719 | $6,199+121.3% | $7,713+77.9% | $3,806+260.5% |
| Admin fee / account holder | $97 | $166-41.2% | $12,429-99.2% | $158-38.4% |