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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,781 | $115,814-38.0% | $101,275-29.1% | $158,982-54.8% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 11.69% | 56.16%-44.5pp | 46.48%-34.8pp | 302.99%-291.3pp |
| Employer contribution / active EE | $3,005 | $4,176-28.0% | $3,660-17.9% | $4,763-36.9% |
| Participant deferral / active EE | $6,495 | $4,958+31.0% | $4,371+48.6% | $5,983+8.6% |
| Admin fee / account holder | $1,016 | $7,249-86.0% | $5,948-82.9% | $11,252-91.0% |