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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,781 | $115,796-38.0% | $101,264-29.1% | $158,950-54.8% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 11.69% | 56.15%-44.5pp | 46.48%-34.8pp | 302.91%-291.2pp |
| Employer contribution / active EE | $3,005 | $4,175-28.0% | $3,660-17.9% | $4,762-36.9% |
| Participant deferral / active EE | $6,495 | $4,958+31.0% | $4,370+48.6% | $5,983+8.6% |
| Admin fee / account holder | $1,016 | $7,247-86.0% | $5,947-82.9% | $11,248-91.0% |