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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,010 | $97,732-36.6% | $83,831-26.0% | $135,380-54.2% |
| Participation rate | 88.9% | 80.0%+8.9pp | 76.1%+12.7pp | 82.6%+6.2pp |
| Annual return | -2.65% | 1287.56%-1290.2pp | 850.99%-853.6pp | 519.81%-522.5pp |
| Employer contribution / active EE | $3,001 | $4,222-28.9% | $3,631-17.4% | $4,779-37.2% |
| Participant deferral / active EE | $10,115 | $4,683+116.0% | $4,082+147.8% | $5,609+80.3% |
| Admin fee / account holder | $1,826 | $6,675-72.6% | $5,479-66.7% | $10,828-83.1% |