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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,851 | $106,008-41.7% | $92,240-32.9% | $147,586-58.1% |
| Participation rate | 90.0% | 80.4%+9.6pp | 76.5%+13.5pp | 82.8%+7.2pp |
| Annual return | 9.48% | 50.05%-40.6pp | 176.29%-166.8pp | 578.59%-569.1pp |
| Employer contribution / active EE | $2,448 | $4,333-43.5% | $3,680-33.5% | $4,876-49.8% |
| Participant deferral / active EE | $8,492 | $4,478+89.6% | $3,897+117.9% | $5,439+56.1% |
| Admin fee / account holder | $15,011 | $6,333+137.0% | $5,194+189.0% | $10,886+37.9% |