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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,394 | $171,492-14.1% | $150,734-2.2% | $198,609-25.8% |
| Participation rate | 94.7% | 81.4%+13.3pp | 78.4%+16.3pp | 82.4%+12.4pp |
| Annual return | 15.90% | 804.70%-788.8pp | 600.81%-584.9pp | 202.70%-186.8pp |
| Employer contribution / active EE | $4,268 | $5,470-22.0% | $4,918-13.2% | $5,055-15.6% |
| Participant deferral / active EE | $15,136 | $6,259+141.8% | $5,610+169.8% | $6,977+116.9% |
| Admin fee / account holder | $998 | $17,628-94.3% | $14,905-93.3% | $19,030-94.8% |