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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,857 | $91,559+116.1% | $133,959+47.7% | $79,858+147.8% |
| Participation rate | 84.6% | 73.3%+11.3pp | 79.8%+4.8pp | 69.6%+15.0pp |
| Annual return | 11.46% | 61.85%-50.4pp | 45.09%-33.6pp | 31.72%-20.3pp |
| Employer contribution / active EE | $2,851 | $2,384+19.6% | $3,919-27.2% | $2,471+15.4% |
| Participant deferral / active EE | $9,681 | $3,734+159.3% | $5,047+91.8% | $3,740+158.8% |
| Admin fee / account holder | $25,001 | $6,321+295.5% | $8,928+180.0% | $5,306+371.2% |