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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,165 | $72,404+106.0% | $110,243+35.3% | $64,173+132.4% |
| Participation rate | 88.0% | 73.3%+14.7pp | 79.8%+8.2pp | 69.6%+18.4pp |
| Annual return | -5.53% | -6.29%+0.8pp | 314.76%-320.3pp | 7.63%-13.2pp |
| Employer contribution / active EE | $2,677 | $2,282+17.3% | $3,827-30.0% | $2,381+12.4% |
| Participant deferral / active EE | $8,489 | $3,469+144.7% | $4,672+81.7% | $3,470+144.7% |
| Admin fee / account holder | $345 | $5,664-93.9% | $8,548-96.0% | $4,887-92.9% |