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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,674 | $217,427-74.4% | $185,837-70.0% | $167,518-66.8% |
| Participation rate | 73.3% | 86.0%-12.7pp | 81.7%-8.4pp | 82.1%-8.8pp |
| Annual return | 13.73% | 148.39%-134.7pp | 122.08%-108.3pp | 478.71%-465.0pp |
| Employer contribution / active EE | $1,582 | $5,874-73.1% | $5,168-69.4% | $4,838-67.3% |
| Participant deferral / active EE | $5,191 | $6,357-18.3% | $5,568-6.8% | $6,342-18.2% |
| Admin fee / account holder | $467 | $19,816-97.6% | $16,241-97.1% | $12,312-96.2% |