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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,109 | $75,962-6.4% | $154,108-53.9% | $64,173+10.8% |
| Participation rate | 32.0% | 70.4%-38.4pp | 83.0%-51.0pp | 69.6%-37.6pp |
| Annual return | -8.36% | 30.32%-38.7pp | 735.21%-743.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,297 | $3,350-61.3% | $5,298-75.5% | $2,381-45.5% |
| Participant deferral / active EE | $4,542 | $3,175+43.1% | $5,081-10.6% | $3,470+30.9% |
| Admin fee / account holder | $262 | $5,589-95.3% | $13,411-98.0% | $4,887-94.6% |