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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,088 | $100,911-53.3% | $90,440-47.9% | $158,966-70.4% |
| Participation rate | 90.9% | 75.0%+15.9pp | 72.7%+18.2pp | 82.0%+8.9pp |
| Annual return | 16.53% | 1726.62%-1710.1pp | 1294.38%-1277.8pp | 302.95%-286.4pp |
| Employer contribution / active EE | $1,247 | $3,690-66.2% | $3,263-61.8% | $4,762-73.8% |
| Participant deferral / active EE | $5,583 | $4,348+28.4% | $3,964+40.9% | $5,983-6.7% |
| Admin fee / account holder | $322 | $6,507-95.1% | $5,615-94.3% | $11,250-97.1% |