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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,899 | $99,011-59.7% | $86,582-53.9% | $147,586-73.0% |
| Participation rate | 57.1% | 76.3%-19.2pp | 73.5%-16.4pp | 82.8%-25.7pp |
| Annual return | 15.72% | 1312.75%-1297.0pp | 965.08%-949.4pp | 578.59%-562.9pp |
| Employer contribution / active EE | $1,125 | $3,132-64.1% | $2,839-60.4% | $4,876-76.9% |
| Participant deferral / active EE | $6,207 | $3,972+56.2% | $3,609+72.0% | $5,439+14.1% |
| Admin fee / account holder | $264 | $5,709-95.4% | $4,904-94.6% | $10,886-97.6% |