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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,944 | $90,607-67.0% | $79,467-62.3% | $135,380-77.9% |
| Participation rate | 77.8% | 76.0%+1.7pp | 73.3%+4.4pp | 82.6%-4.9pp |
| Annual return | -7.01% | 977.74%-984.7pp | 718.30%-725.3pp | 519.81%-526.8pp |
| Employer contribution / active EE | $908 | $3,068-70.4% | $2,800-67.6% | $4,779-81.0% |
| Participant deferral / active EE | $4,347 | $4,050+7.3% | $3,704+17.4% | $5,609-22.5% |
| Admin fee / account holder | $311 | $5,895-94.7% | $5,104-93.9% | $10,828-97.1% |