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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,767 | $160,040+5.5% | $147,096+14.7% | $145,877+15.7% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 19.95% | 98.49%-78.5pp | 419.75%-399.8pp | 551.28%-531.3pp |
| Employer contribution / active EE | $1,381 | $5,289-73.9% | $4,936-72.0% | $4,663-70.4% |
| Participant deferral / active EE | $14,397 | $8,429+70.8% | $8,071+78.4% | $6,691+115.2% |
| Admin fee / account holder | $17,546 | $15,050+16.6% | $13,005+34.9% | $13,402+30.9% |