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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,767 | $159,934+5.5% | $147,005+14.8% | $145,959+15.6% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 19.95% | 98.24%-78.3pp | 418.76%-398.8pp | 561.95%-542.0pp |
| Employer contribution / active EE | $1,381 | $5,287-73.9% | $4,934-72.0% | $4,661-70.4% |
| Participant deferral / active EE | $14,397 | $8,427+70.8% | $8,070+78.4% | $6,689+115.2% |
| Admin fee / account holder | $17,546 | $15,053+16.6% | $13,006+34.9% | $13,398+31.0% |