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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,015 | $75,832+33.2% | $147,618-31.6% | $59,633+69.4% |
| Participation rate | 75.6% | 71.6%+4.0pp | 84.6%-9.1pp | 68.7%+6.9pp |
| Annual return | 0.33% | 0.37%0pp | 61.98%-61.6pp | 2041.40%-2041.1pp |
| Employer contribution / active EE | $5,224 | $3,485+49.9% | $5,565-6.1% | $2,203+137.2% |
| Participant deferral / active EE | $6,455 | $3,131+106.2% | $4,895+31.9% | $3,192+102.3% |
| Admin fee / account holder | $1,300 | $5,986-78.3% | $11,612-88.8% | $4,297-69.7% |