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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,602 | $84,236+28.9% | $170,435-36.3% | $70,126+54.9% |
| Participation rate | 80.0% | 70.8%+9.2pp | 83.6%-3.6pp | 69.5%+10.5pp |
| Annual return | 10.56% | 23.06%-12.5pp | 205.94%-195.4pp | 73.15%-62.6pp |
| Employer contribution / active EE | $3,150 | $3,387-7.0% | $5,432-42.0% | $2,343+34.5% |
| Participant deferral / active EE | $8,709 | $3,086+182.2% | $4,939+76.3% | $3,332+161.4% |
| Admin fee / account holder | $8,049 | $5,698+41.3% | $13,881-42.0% | $4,645+73.3% |