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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,768 | $96,558+61.3% | $80,977+92.4% | $273,972-43.1% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 7.31% | 15.14%-7.8pp | 17.11%-9.8pp | 41.46%-34.1pp |
| Employer contribution / active EE | $5,918 | $4,869+21.5% | $3,715+59.3% | $4,869+21.6% |
| Participant deferral / active EE | $9,007 | $6,598+36.5% | $5,696+58.1% | $5,287+70.3% |
| Admin fee / account holder | $538 | $7,493-92.8% | $5,517-90.2% | $10,133-94.7% |