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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,102 | $115,917+120.1% | $100,535+153.7% | $158,982+60.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 10.97% | 34.80%-23.8pp | 30.90%-19.9pp | 302.99%-292.0pp |
| Employer contribution / active EE | $4,282 | $4,105+4.3% | $3,419+25.3% | $4,763-10.1% |
| Participant deferral / active EE | $13,090 | $6,677+96.1% | $6,271+108.7% | $5,983+118.8% |
| Admin fee / account holder | $572 | $11,002-94.8% | $8,085-92.9% | $11,252-94.9% |