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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,540 | $72,071+9.0% | $68,368+14.9% | $137,256-42.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.98% | 353.14%-334.2pp | 292.57%-273.6pp | 220.34%-201.4pp |
| Employer contribution / active EE | $4,608 | $2,788+65.3% | $2,649+73.9% | $4,156+10.9% |
| Participant deferral / active EE | $9,288 | $4,410+110.6% | $4,123+125.3% | $6,407+45.0% |
| Admin fee / account holder | $1,253 | $5,336-76.5% | $5,150-75.7% | $12,270-89.8% |