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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,551 | $160,028+61.6% | $147,080+75.8% | $145,884+77.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.89% | 98.60%-82.7pp | 420.17%-404.3pp | 551.85%-536.0pp |
| Employer contribution / active EE | $4,079 | $5,286-22.8% | $4,933-17.3% | $4,662-12.5% |
| Participant deferral / active EE | $12,491 | $8,422+48.3% | $8,066+54.9% | $6,690+86.7% |
| Admin fee / account holder | $1,242 | $15,030-91.7% | $12,989-90.4% | $13,392-90.7% |