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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $45,275 |
CAPFINANCIAL PARTNERS LLC2 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $40,628 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,537 | $99,201-78.3% | $96,544-77.7% | $74,473-71.1% |
| Participation rate | 85.5% | 80.7%+4.8pp | 76.0%+9.5pp | 70.7%+14.7pp |
| Annual return | 22.28% | 22.40%-0.1pp | 25.88%-3.6pp | 34.36%-12.1pp |
| Employer contribution / active EE | $1,049 | $2,570-59.2% | $2,966-64.6% | $2,638-60.2% |
| Participant deferral / active EE | $2,935 | $4,938-40.6% | $4,851-39.5% | $4,530-35.2% |
| Admin fee / account holder | $145 | $225-35.5% | $8,254-98.2% | $347-58.2% |