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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $42,330 |
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 16 · EIN 26-0058143 | Consulting | $28,742 |
MRA ASSOCIATES USA LLC3 years Service code 27 · EIN 27-1529830 | Advisory (Plan) | $16,520 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,696 | $185,342-83.4% | $111,308-72.4% | $86,821-64.6% |
| Participation rate | 75.6% | 81.0%-5.4pp | 77.3%-1.7pp | 72.3%+3.3pp |
| Annual return | 30.74% | 500.80%-470.1pp | 54.67%-23.9pp | 97.94%-67.2pp |
| Employer contribution / active EE | $984 | $2,246-56.2% | $2,732-64.0% | $2,406-59.1% |
| Participant deferral / active EE | $2,390 | $4,458-46.4% | $4,487-46.7% | $4,132-42.2% |
| Admin fee / account holder | $228 | $255-10.7% | $7,965-97.1% | $170+34.5% |