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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,285 | $103,000+103.2% | $90,300+131.8% | $152,885+36.9% |
| Participation rate | 46.2% | 75.9%-29.7pp | 73.3%-27.1pp | 82.5%-36.3pp |
| Annual return | 25.27% | 95.19%-69.9pp | 78.11%-52.8pp | 345.39%-320.1pp |
| Employer contribution / active EE | $2,935 | $3,138-6.5% | $2,854+2.8% | $4,763-38.4% |
| Participant deferral / active EE | $5,324 | $4,281+24.4% | $3,884+37.1% | $5,851-9.0% |
| Admin fee / account holder | $76 | $6,173-98.8% | $5,353-98.6% | $11,598-99.3% |