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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,095 | $90,606+38.1% | $79,466+57.4% | $135,379-7.6% |
| Participation rate | 43.8% | 76.0%-32.3pp | 73.3%-29.6pp | 82.6%-38.9pp |
| Annual return | -3.66% | 977.69%-981.4pp | 718.28%-721.9pp | 519.79%-523.5pp |
| Employer contribution / active EE | $3,340 | $3,068+8.9% | $2,800+19.3% | $4,779-30.1% |
| Participant deferral / active EE | $2,290 | $4,050-43.5% | $3,704-38.2% | $5,609-59.2% |
| Admin fee / account holder | $29 | $5,895-99.5% | $5,104-99.4% | $10,828-99.7% |