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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,104 | $82,674+90.0% | $125,381+25.3% | $68,486+129.4% |
| Participation rate | 91.3% | 75.1%+16.3pp | 82.4%+8.9pp | 67.9%+23.4pp |
| Annual return | -20.49% | -5.97%-14.5pp | 572.31%-592.8pp | -7.85%-12.6pp |
| Employer contribution / active EE | $3,133 | $3,382-7.4% | $4,815-34.9% | $2,597+20.6% |
| Participant deferral / active EE | $10,071 | $6,111+64.8% | $7,448+35.2% | $4,028+150.0% |
| Admin fee / account holder | $10,203 | $6,277+62.5% | $10,007+2.0% | $5,404+88.8% |