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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,406 | $76,551+1.1% | $123,894-37.5% | $62,881+23.1% |
| Participation rate | 93.1% | 73.0%+20.1pp | 81.4%+11.7pp | 69.3%+23.8pp |
| Annual return | 10.63% | 18.68%-8.0pp | 47.52%-36.9pp | 20.14%-9.5pp |
| Employer contribution / active EE | $2,690 | $2,882-6.7% | $4,617-41.7% | $2,281+17.9% |
| Participant deferral / active EE | $7,667 | $4,840+58.4% | $5,984+28.1% | $3,203+139.4% |
| Admin fee / account holder | $731 | $4,826-84.9% | $8,357-91.3% | $4,296-83.0% |