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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,043 | $60,442+614.8% | $96,754+346.5% | $87,485+393.9% |
| Participation rate | 90.0% | 58.7%+31.3pp | 70.3%+19.7pp | 68.9%+21.1pp |
| Annual return | 17.91% | 21.97%-4.1pp | 82.04%-64.1pp | 26.06%-8.2pp |
| Employer contribution / active EE | $7,402 | $1,691+337.8% | $2,679+176.3% | $2,596+185.1% |
| Participant deferral / active EE | $18,459 | $3,280+462.8% | $4,758+288.0% | $4,274+331.9% |
| Admin fee / account holder | $15,174 | $5,069+199.3% | $8,905+70.4% | $7,775+95.2% |