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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,713 | $77,817+10.1% | $123,553-30.6% | $64,173+33.6% |
| Participation rate | 69.9% | 74.7%-4.8pp | 82.3%-12.4pp | 69.6%+0.3pp |
| Annual return | 23.42% | 12.49%+10.9pp | 119.21%-95.8pp | 7.63%+15.8pp |
| Employer contribution / active EE | $2,077 | $3,014-31.1% | $4,628-55.1% | $2,381-12.8% |
| Participant deferral / active EE | $8,166 | $5,240+55.8% | $6,426+27.1% | $3,470+135.3% |
| Admin fee / account holder | $564 | $5,519-89.8% | $9,284-93.9% | $4,887-88.5% |